Part of being frugal is constantly re-evaluating your bills to make sure the services you pay for are serving your needs. Up next for re-evaluation in our house is our Phone/TV/Internet service. When we moved here two years ago, we signed a contract with Qwest/DirecTV for phone and satellite television. That contract will be up in September, and we’re looking to make some changes. Where We Stand Now As ...

They meet, fall in love, and then get engaged. All of these events are leading up to the big day…the wedding day. While many couples see this as a natural progression of their relationship, many don’t consider the financial aspects of their union until it’s too late. Planning a wedding can be incredibly costly, time-consuming and complicated. Many couples and their families maxed out their credit cards for this ...

After two years of writing about Angel Food Ministries as a way to stretch the food budget , Angel Food Ministries is finally available in my area. I’ve been hoping they’d come to Southern Oregon for some time now, and they’re finally here! What is Angel Food Ministries? Angel Food Ministries is a non-profit, non-denominational organization that provides food to individuals and families at a discounted price. Each community ...

Okay, so yesterday’s deals focused on the free or very inexpensive stuff at Target for this week. Today I am putting together some of the best deals I’ve found at Walmart. Schick Disposable Razors Price $1.97 Use the $2 manufacturer coupon (from the 4/11/10 Smart Source coupon insert) Cost is free after coupon Thanks Coupons, Deals & More . Scotch-Brite Scrubbing Pads Price $.84 cents Use $1.00/1 Any Scotch-Brite ...

You’re two weeks away from payday, and your car breaks down. The fix is going to cost $100. The problem is, you don’t have enough money in the bank for food, much less a $100 car repair. You need your car. You have places to go. Your kids have places to go. You need to get them there. So you do an internet search for “low cost” payday loans. ...

Last month I jumped back on the couponing bandwagon, in an attempt to cut our grocery budget . My efforts were successful, as we only spent $300 on groceries for the month. Granted, I didn’t have to buy a lot of household and personal care items, which helped. But I discovered a new shopping tool: the eCoupon. What are eCoupons? eCoupons have been around a while, especially on the ...

Covered calls are a conservative option trade that typically outperforms standard stock trading strategies in the majority of markets. The reason is because covered calls draw out profits from speculators while collecting a premium on the trade and holding onto the stock for dividends. Since you have multiple sources of profit in the trade, you have the opportunity to make money when the stock goes up, down or sideways.For those ...

Nothing is more satisfactory than a job well done and fairly charged for. Nothing less satisfactory than one badly done which must be redone, and paid for over again. If you are going to spend money with contractors, why not think about it a little bit? It is possible that you might spend twice as much as needed, or get what you want done for half as much. It does ...

As the name indicates, spot price is the fee of any item that is to be paid immediately on purchase. Similar is the case for gold spot price i.e. the amount that you pay in order to get a particular quantity of gold. It is also sometimes carried out one or two days before the actual trade takes place, but in normal cases this period never exceeds this limit. In ...

In our family we have been eating more organic produce and minimizing any processed foods. Have you looked at the price of organic food lately? Even my local grocery store Publix has their own brand of “organics” that carry a higher price than their regular store brand. I have found a few ways to keep the costs of organic foods down so I thought I would take a moment ...