Recently my husband and I have been evaluating all our bills to try to cut back.  Like so many other people, the economy has taken it’s toll on our finances, and we’re looking for ways to make our money stretch further. The most recent area of our finances to come under fire is what we pay for health insurance. It’s getting time for my husband’s employer to renew insurance, and that usually means a raise in rates. Because he works for a small company, our insurance rates are through the roof.  Last year the employees elected to forego prescription coverage, to keep the costs from going up a lot.* But as it is, insurance costs eat up about 1/3 of my husband’s paycheck. It’s not the fault of his employer at all, but it’s not working out so well for us. Looking for Alternatives Unfortunately there aren’t a lot of alternatives for us. We’ve tried to buy …

Source: Beingfrugal

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